debt to income ratio

Do Banks Use Debt to Income Ratio to Determine Approval for a Line of Credit

The world of business moves too fast to spend time waiting for endless approvals. Therefore, you need to know what it takes to be approved for a business bank loan and how banks use debt to income ratio in their decision making process. Most small business owners think only about credit score and collateral when […]

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Commercial Lines of Credit for Business Are No Longer Your 1st Choice

Psychologist Nathaniel Branden said, “The first step toward change is awareness. The second step is acceptance.” This is especially true for business, as you must realize that commercial lines of credit for business are no longer your first choice. Then, you should learn about your other options. You may have been told that commercial lines […]

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Where to Get a Small Company Loan or Line of Credit

Imagine where your company would be today if you had never received any help or good advice. Although you are now well established, it’s still important to get help and advice, such as where you can go for a small company loan or line of credit. Taking on some debt is a necessary part of […]

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What I Have Learned When Trying to Get a Bank Line of Credit for my Business

Alternatives to a Bank Line of Credit

In business, sometimes it can help to learn about the experiences of others so you can avoid making the same missteps and be better able to choose the right path. Therefore, I thought I would share with you what I have learned when trying to get a bank line of credit for my business. They […]

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