A Line of Credit... Just in Case

Business credit

Working Capital Demand Loans: Flexibility When You Need It

Account Receivable Factoring Versus Fast Business Funding

Between a line of credit and a loan, there exists a particular kind of credit vehicle known as a working capital demand loan. Combining aspects of both credit lines and loans, this method of financing utilizes the strengths of each to deliver a flexible and low-cost way for businesses to fund working capital requirements during temporary periods of low revenue or unexpected shortfalls in their working capital accounts.

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Business Credit: The Difference Between Efficiency and Headaches

Business Credit

Business credit can be the difference between a smoothly-run operation and a waking nightmare. Contrary to the naysayers, credit is, in fact, a powerful tool necessary for the proper operations of most small and medium-sized businesses. It allows for the prompt payment of bills and expenses, helps deal with emergent and unexpected situations, and generally makes one’s financial life significantly easier.

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Emergency Business Lines of Credit: Are They Necessary?

Emergency Business Lines of Credit Are They Necessary

An emergency business line of credit is exactly what it sounds like. It is revolving credit intended for business-related emergencies. A line of credit has no debt maturity date or repayment plan, rather the borrower is free to use as much or as little of the credit line as they choose. They make monthly payments that include interest only on the amount used from the credit line, not the lump sum. This is much different from a business loan where the business owner would make month payments on the entire amount borrowed, likely at higher interest rates.

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How Does Your Business Credit Affect Getting a Bank Loan

Just as an inefficient product or service can affect sales, your business credit can affect your ability to get a bank loan. You should learn more about this topic to position your company for maximum success. What are the Differences between Business Credit and Personal Credit? There is a difference in personal credit and business […]

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Business Credit Cards Are Really Personal Credit Cards in Disguise

The Truth about Business Credit Cards

In business, opportunities come when you least expect them. Often, they are disguised as hard work or temporary defeat. Even personal credit cards can come disguised as business credit cards. Understanding the differences may help you manage your finances and save your business. There are times in the life of every business where your situation […]

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How to Build Business Credit

What is the Best Way to Build Business Credit?

You can design the perfect product and build the business of your dreams. However, if you don’t also build business credit, it will all come crashing down around you. They say you can’t build a strong enterprise on a weak foundation. When you build business credit, it’s like giving yourself a solid start. You can […]

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How Does a Small Business Develop Credit

Do You Need to Develop Credit to Get Financing

A tree must develop strong roots to grow tall and strong. By the same token, a small business must develop credit in order to thrive and succeed. Most big accomplishments are made of the small steps it took to achieve them. To make your small business great, you have to develop credit. This is the […]

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Where Can I Find Business Credit

They will help you get the business credit you need.

Whether you are having financial difficulties or are looking to take your small business to the next step, you will need the ability to borrow money. Nevertheless, business credit can sometimes be hard to come by. The issue of business credit can be confusing. There are various scores, different reporting agencies and available credit lines. […]

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