debt to income ratio

How Does Your Business Credit Affect Getting a Bank Loan

Just as an inefficient product or service can affect sales, your business credit can affect your ability to get a bank loan. You should learn more about this topic to position your company for maximum success. What are the Differences between Business Credit and Personal Credit? There is a difference in personal credit and business […]

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Think about Getting an Unsecured Line of Credit Instead of an Unsecured Business Credit Card

If you want to improve your business, you can’t just sit there and think about it. You must get up and do something. But you have to do the right thing. Therefore, before you think about getting an unsecured business credit card, consider a line of credit instead. Although your business may be small, you […]

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How Much Line of Credit Can I Get

Ralph Waldo Emerson said, “Money often costs too much.” If you are trying to get a line of credit, you know how true this is. You have to pledge your assets and pay high fees to get your money. All this may lead you to ask how much line of credit you can get. Sometimes, […]

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Why Your Business Needs an Unsecured Line of Credit, Just in Case

Just in case you need a reminder, you’re totally crushing it as an entrepreneur. You had the drive to start your own business. Now, you have a clientele of loyal customers, a product you can be proud of and the makings of a solid brand. What you may also need is an unsecured line of […]

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What Qualifies Me for a Quick Business Loan

Just wishing for business success is quick and easy. Actually achieving it may require getting a quick business loan from a bank, but this is not so easy. True success in the business world takes time. Unfortunately, the world of business also moves fast. A quick business loan can help you catch up but knowing […]

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Can a Bank Give Your Business Quick Business Loans

Yes, time sure flies by your business quickly. If you are not careful, you can easily lose control of your finances and develop money troubles. Getting quick business loans may be the answer, but you cannot get them from banks. Running a business calls for quick actions. You cannot hurry or rush to judgment, but […]

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Do Banks Use Debt to Income Ratio to Determine Approval for a Line of Credit

The world of business moves too fast to spend time waiting for endless approvals. Therefore, you need to know what it takes to be approved for a business bank loan and how banks use debt to income ratio in their decision making process. Most small business owners think only about credit score and collateral when […]

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Commercial Lines of Credit for Business Are No Longer Your 1st Choice

Psychologist Nathaniel Branden said, “The first step toward change is awareness. The second step is acceptance.” This is especially true for business, as you must realize that commercial lines of credit for business are no longer your first choice. Then, you should learn about your other options. You may have been told that commercial lines […]

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