Application for a Church Line of Credit

Apply Today. Same Day Answer. Yes, We Lend to Churches!

  • Costs nothing to set up. Nothing when not used. Inexpensive when needed
  • No credit checks or documents needed for an offer letter
  • Less than 2-minutes to fill out
  • Great alternative to long-term church financing
  • Church yearly revenue must be $200,000 or greater to qualify

Every Church Should Have a Line of Credit… Just in Case

How Does a Church Line of Credit Work?

  • Get your church line of credit approved and set up, so it is ready if you need it
  • Use for important short-term expenses like payroll, emergencies, or working capital
  • Unlike a fixed loan for a church, costs ZERO when not being used
  • When needed, log into your online customer portal and request funds
  • Monies wired directly into your church checking account same day
  • Church can pay off the balance at any time or make small minimum payments

Quick Line of Credit Quote

No Church Leader or Board Member Ever Regretted Having a Church Credit Line.

4 Easy Steps to Apply

4 Easy Steps to having a Church Line of Credit.
A line of credit… just in case

Trusted by Churches Throughout the United States

Why do hundreds of churches select Financing Solutions? Because we understand churches, and we know how hard it has been in the past to get approved for financing by a bank. A church line of credit is great because it is an emergency cash back up plan for short-term expenses or new opportunities. It differs from long-term, fixed-term loans or church mortgages because the credit line is usually paid back in weeks or months. For approval, we look at many parts of your organization, so we can say “YES” to an unsecured church line of credit where others would say “NO”… And we don’t waste your time. At Financing Solutions, we believe that every church needs a credit line, and now it is easier than ever to have one.



Leading Direct Lender to Nonprofits Nationally

The Time to Get a Church Line of Credit is When You Don’t Need It

Costs nothing to setup

No costs to set up or keep in place. Payoff Line whenever you are ready

A+ & 5-STAR rating

Reputable company with A+ & 5-STAR rating. Much Easier and Faster than a bank line of credit or Church financing

Leading provider of Lines of Credit

An unsecured line of credit. Inexpensive to use, helps manage church cash flow

Great alternative to Bank Business Loan

A leading provider in the US of Small business lines of credit to FedEX ISP’s and Fedex Long Hauls

Easy 2-minute online application

The fastest setup, 48-72 hours. Line requests wired to your bank in minutes. Secured account portal access 24 x 7

Same day, no-obligation offer letter

No collateral, personal guarantee or restrictions required. Credit line renews yearly & easily

Why Get a Church Line of Credit
from Financing Solutions?

A Good Backup Plan for Cash Flow, Working Capital and Payroll

Every church, business or nonprofit has ups and downs in cash flow. Our credit line costs ZERO to setup, ZERO when not being used and is inexpensive when needed. Many organizations will get the line of credit in place now just in case it is needed down the road.

Loans from Board Members or Members of the Congregation

Every church leader will tell you that bowering money from a member of your congregation can cause friction. Because our church line of credit doesn’t cost anything until used and is inexpensive when needed, it makes it a perfect cash back up plan. Plus you are not required to use it.

You Can, and Probably Will, Talk to Our Owners

We do not make decisions by computer algorithms, and you can talk to us live. The owners of Financing Solutions are involved in every deal, and you will often speak to one of them. That’s good because we really know churches, are straight shooters and are reasonable people. Plus, we are flexible if you run into financial issues.

A Super Easy Church Financing Application Process

We completely know that Church Leaders are busy people. So, we made the application process simple. Fill out the simple online application. Review and sign the offer letter. Send in simple documents like proof of revenue and bank statements. Sign final contract. Get board approval. And your Nonprofit Line of Credit is ready when needed.

Why Choose Financing Solutions?

Financing Solutions began operations in 2012 and has since grown to be one of the top direct financing companies in the U.S. providing churches with a line of credit that is easy, fast, and inexpensive. We require no collateral or personal guarantees. We are very proud of our 5-star reviews and an A+ rating from the Better Business Bureau/Google Reviews.

We Understand Churches

We are not from the traditional banking or wall street crowd having built business ourselves. We know how hard it is to be approved for a traditional bank loan. We are a leading provider of lines of credit to nonprofits, small businesses, churches, and Fedex ISP‘s in the United States.

A+ company you can trust

We have an “A+” rating from the Better Business Bureau and our reviews are 5 stars on Google reviews. Unlike our competitors, there are real people you will talk to. Our small business line of credit is easy to access at any time.

A fast & easy process

With no paperwork to fill out, we can give you a good idea if you will be approved for a business line of credit. If you want to move forward, the remaining process is fast & easy only requiring a few, simple-to-get, business cash flow documents.

Forgiving approval standards

We approve many businesses, nonprofits, churches and Fedex ISP’s who thought they would never be able to get a business line of credit because we look at your organization from many angles.

Quick Line of Credit Quote

You Will Not Find a Simpler or Faster Business Line of Credit Application.
Apply today to see what you qualify for.

A Church line of Credit is Your Cash
Backup Plan
for When Bills Have to be Paid

Financing Solutions donates 10% of its profits to nonprofit organizations