Every Business or Nonprofit
Needs a Line of Credit

...just in case
  • Apply in minutes
  • No obligations
  • Line costs nothing until used

The Time to Get a Business Line of Credit is
When You Don’t Need It

Costs Nothing to Set Up

No costs to set up or keep in place. Payoff Line whenever you are ready.

A+ & 5-STAR rating

Reputable company with A+ & 5-STAR rating. Much Easier and Faster than a bank line of credit or bank loan.

Leading Provider of Lines of Credit

An unsecured business line of credit. Inexpensive to use. Helps manage small business cash flow.

Great Alternative to a Bank Business Loan

Specializing in small businesses, nonprofits, churches, and FedEx ISPs. Proud provider of minority and women-owned business lines of credit.

Easy 2-Minute Online Application

The fastest setup in the industry, 48-72 hours. Line requests wired to your bank in minutes. Secured account portal access 24 x 7.

Same Day, No-obligation Offer Letter

No collateral, personal guarantee, or restrictions required. Credit line renews yearly & easily.

4 Easy Steps to Apply

4 Easy Steps to having a great small business line of credit.
A line of credit… just in case

Why Choose Financing Solutions?

Financing Solutions began operations in 2012. Since then, it has grown to be one of the top direct financing companies in the U.S., providing small business lines of credit and nonprofit lines of credit that are easy, fast, and inexpensive. We require no collateral or personal guarantees. We pride ourselves on our 5-star reviews and an A+ rating from the Better Business Bureau/Google Reviews.

We understand small businesses and nonprofits

Having built businesses ourselves, we are not from the traditional banking or Wall Street crowd. We know how hard it is to be approved for a traditional bank loan. Financing Solutions is a leading provider of lines of credit to nonprofits, small businesses, churches, and Fedex ISPs in the United States.

A+ company you can trust

We have an “A+” rating from the Better Business Bureau, and our reviews are 5 stars on Google reviews. Unlike our competitors, when you reach out to us, you will talk to real people. Our small business line of credit is easy to access at any time.

A fast & easy process

With no paperwork to fill out, we can quickly give you a good idea if you will be approved for a business line of credit. If you want to move forward, the remaining process is fast & easy, only requiring a few simple-to-get, business cash flow documents.

Forgiving approval standards

We approve many businesses, nonprofits, churches, and FedEx ISPs who thought they would never be able to get a business line of credit because we look at your organization from many angles.

Quick Line of Credit Quote

Only 2 minutes to complete and no credit check for offer letter. 3,500+ businesses are already pre-approved!

What Our Customers
Say About Us

Trusted by more than 3000 customers and 5-star rated on google.

  • We have a small business line of credit with Financing Solutions since 2017 and it has been great. There is a seasonality to our business so it comes in handy in the spring.

    John Simmons

    Aqua Clean Pools / Spas

  • Our FS Nonprofit Line of Credit has saved us many times helping us bridge the gap between our reimbursements, expenses, and operating grants. We were ecstatic to find FS because bank loans for nonprofits require collateral and personal guarantees while Financing Solutions does not.

    Dr. Bill Anderson

    Executive Director
    CITE School

  • I have used Financing Solutions Business Line of Credit off and on since 2016 and it always comes in handy when there is a delay in our client payments. It really works as a short-term working capital loan on demand.

    Ron Slack

    J2K Consulting

Listen to Our Popular Podcasts

Our Latest Blog Posts and Articles

People often have many questions about small business lines of credit. Check out the answers to the five most frequently asked.

A Small Business Line of Credit Is Your Cash
Backup Plan
for When Bills Have to be Paid

Financing Solutions donates 10% of its profits to nonprofit organizations.