Quick Line of Credit Quote
Easy Line of Credit For Businesses & Nonprofits
My Business Line of Credit from Financing Solutions was easy to get in place and I use it if our clients are late in paying us.
Jack Jacoby
Staffing Company
We always use our Financing Solutions Line of Credit during months when there are 3 payroll periods. It has been so valuable”
Jennifer McHale
Nonprofit
We use our line of credit when we are gearing up for a new job and we pay it off when our clients send their payments. It’s really flexible” .
Frank Burns
Manufacturing Company
We understand small businesses and nonprofits
Even though we are a direct financing company, we have built small businesses ourselves and we work with nonprofits daily. We are not from the traditional banking or wall street crowd, so we understand smaller organizations like no one else.
A+ company you can trust
We have an “A+” rating from the Better Business Bureau and believe strongly in treating you professionally and with respect. You can trust us when you need help.
A fast & easy process
With no paperwork to fill out, we can give you a good idea if you will be approved for financing within minutes and then if you want to move forward, the remaining process is fast & simple.
Forgiving approval standards
We approve many businesses & nonprofit who thought they would never be able to get financing or a Line of Credit because we listen. We look at parts of your business that others don’t to get you an “approved” answer.
- Fill out our simple 10 question online application. (no initial credit check)
- Review and sign emailed offer letter if you want to move forward.
- Send a few easy to get documents like recent tax return.
- You can request funds anytime via the portal, email, fax or a telephone call.
- You can pay off your line of credit at any time or make minimum payments.
Business Line of Credit:
A Business Line of Credit from Financing Solutions is for small businesses and nonprofits that have yearly revenue from $150,000 to $8 million. Your business can be preapproved for up to $150,000 and you can use some, or all of that line, whenever needed. There is no charge to set up the line and there is no charge until you use the funds. Best of all, there are no restrictions on how you use your line. Most clients use their line for emergencies, when cash flow is down or to take advantage of business opportunities. A written quote for a business line of credit from Financing Solutions requires only that you answer a few questions. We will then email you a written offer. We do not run an initial credit check. If you decide to move forward with setting up the line we will ask for a few simple, easy to get documents like bank statements, a recent tax return, a driver’s license, and a voided business check. We will then set up a password protect customer portal for you. Using either use your portal, email or telephone you can request funds from your line and the money will be wired in minutes. You may pay off your line of credit in full at any time or you can make the minimum weekly payment. The line of credit is available for one year with yearly renewals.
Business Cash Advance:
A Business Cash Advance from Financing Solutions is for small businesses and nonprofits that have yearly revenue from $150,000 to $8 million. Unlike our business line of credit, a business cash advance is a fixed amount of money that will be used immediately and will be paid back based on a set schedule. The approval for a business cash advance is similar to a line of credit but a business cash advance can be obtained with a lower credit score of 550 or higher or if someone can cosign who has a higher credit score. The application process is the same as the line of credit and you will receive a written offer within hours of answering a few simple questions. We do not run an initial credit check until you decide that you want to move forward with the cash advance written offer.
Consolidation/Debt Restructuring Program:
Our Consolidation/Debt Restructuring Program is for businesses that feel they took out too many cash advances or loans from other financing companies and want to improve their cash flow through consolidation. Financing Solutions was the first in the industry to put together a program where we will buy out the existing cash advances or loans and lower your payments, resulting in better cash flow. It is an excellent way to give your business more breathing room and allow you to get away from multiple payments.
Click here to get a written quote with no preliminary credit check