About Financing Solutions

Financing Solutions began operations in 2012. Since then,  it has grown to be one of the top direct financing companies in the U.S., providing small business lines of credit and nonprofit lines of credit that are easy, fast, and inexpensive.
We require no collateral or personal guarantees. We pride ourselves  on our 5-star reviews and an A+ rating from the Better Business Bureau/Google Reviews.

Why Choose Financing Solutions?

Costs nothing to set up

Cost nothing when not being used

Is easy to get in place

Requires no collateral and no personal guarantee

Is the perfect cash backup plan

Inexpensive when used and can be paid back at any time

Our Team

The owners of Financing Solutions – Stephen Halasnik and Keith Giovannoli – started the company because of their own personal experiences with the frustrating and tedious process of trying to get business loans and business lines of credit from local and commercial banks themselves.

Banks often don’t understand small businesses and nonprofit organizations. We can provide lines of credit to small businesses and nonprofits with yearly revenue from $100,000-$10 million better than anyone else because we have built several businesses ourselves.

Our customers will tell you that you can, and usually will talk to one of the owners of Financing Solutions and that our whole team is professional, knowledgeable, and accommodating. What is so unique about our team is we identify with our clients.

At a commercial bank, can you call and speak directly to the owner of the bank? With Financing Solutions, you can talk to the owners: Stephen (973-917-2019) or Keith (973-917-2015) at any time.

Quick Line of Credit Quote

Only 2 minutes to complete and no credit check for offer letter.
3,500+ businesses are already pre-approved!

The Time to Get a Business Line of Credit Is When You Don’t Need One

Since the great recession and the pandemic, many business and nonprofit leaders realized  how not having access to capital can affect an organization’s growth and even its survival. Access to capital is crucial even in good times, not just for day-to-day business but also for your peace of mind.

When was the last time you applied for financing at a bank? If you haven’t recently, you will find that the collateral, personal guarantee, and credit requirements make it almost impossible to get approved. Plus, a bank’s response speed can rival snail’s pace, not to mention how expensive financing through a bank has become.

Our latest Blog Posts and Articles

People often have many questions about small business lines of credit. Check out the answers to five frequently asked

A Small Business Line of Credit Is Your Cash
Backup Plan
for When Bills Have to be Paid

Financing Solutions donates 10% of its profits to nonprofit organizations.