A Line of Credit... Just in Case



Home » About Financing Solutions began operations in 2012 and has since grown to be one of the top direct financing companies in the U.S. providing Lines of Credit that are easy, fast, and inexpensive to all types of for-profit businesses and nonprofit organizations. We are very proud of our 5-star reviews and A+ rating from the Better Business Bureau.

Our Owners

The owners of Financing Solutions (Stephen Halasnik and Keith Giovannoli) started the company because of their own personal experiences with the frustrating and tedious process of trying to get business loans from local and commercial banks themselves.

Banks often don’t understand small businesses and nonprofit organizations. We believe that Financing Solutions can provide Lines of Credit to small businesses and nonprofits with yearly revenue from $400,000-$10 million better than anyone else because we have built businesses ourselves.

Our Team

Our customers will tell you that you can, and usually will talk to one of the owners of Financing Solutions and that our whole team is professional, knowledgeable, and accommodating. What is so unique about our team is we identify with our clients. We talk and understand your language, unlike a commercial bank we are passionate about the idea that Everyone Should Have a Line of Credit, Just In Case so we have broken down all the barriers to having a cash backup plan.

Our Line of Credit Program:

  • Costs nothing to set up
  • Cost nothing when not being used
  • Requires no collateral
  • Requires no personal guarantee (unless there is fraud)
  • Is easy to get in place
  • Renewals yearly
  • Is inexpensive when used
  • Can be paid back at any time
  • Is the perfect cash backup plan

Simple 2-Minute Online Application

We know that your time is valuable and that you want to find out quickly whether you will be approved so our online application is a short 2-minutes long. If you decide to move forward after reviewing our offer, we ask for some easy to get existing business documents and your line will be set up ready when and if you need it.

The Time to Get a Line of Credit is When You Don’t Need One

Since the great recession, many business and nonprofit leaders saw what it was like to not have access to capital and how that can affect your organization’s growth and even survival. Even in good times, access to capital is important, not just for day to day Reasons that Every Company Should Have a Line of Creditbusiness but also for your peace of mind.

When was the last time you applied for financing at a bank? If you haven’t recently, you will find that the collateral and credit requirements make it almost impossible to get approved. Also, the speed at which a bank will give you an answer redefines what a snail’s pace means plus it is very expensive.

At a commercial bank, could you call and speak directly to the owner of the bank? With Financing Solutions, you can talk to the Owners: Stephen (973-917-2019) or Keith (973-917-2015) at any time.

This is the way banking used to be. At Financing Solutions, it still is.

Interested in seeing how much you qualify for? Click below and fill out our two-minute application to get a no-obligation written quote.

Businesses Application

Nonprofit organization’s Application

Quick Line of Credit Quote