Application for a Nonprofit Line of Credit- Better then a Business Loan for Nonprofits

Apply Today. Same Day Answer. Yes, we provide lines of credit to Nonprofits.

  • Cost nothing to set up. Nothing when not used. Inexpensive when needed.
  • No credit checks or documents for the offer letter
  • Simple, two-minute online application to fill out
  • A Nonprofit Line of Credit without personal guarantees
    (Except in the cases of fraud)
  • Like an on-demand business loan for nonprofits when needed

How Does a Nonprofit Line of Credit Work?

  • Set up your nonprofit line of credit in advance so it is ready if needed
  • Use for important short-term expenses, working capital, or until government
    grants/reimbursements come in
  • Unlike business loans for nonprofits, it costs nothing when not being used
  • When needed, log into your online customer portal and draw funds
  • Draw requested wired directly into your nonprofit checking account on the same day
  • Nonprofit can pay off the balance at any time or make small minimum payments

How a Nonprofit Line of Credit With Financing Solutions Helps You

  • Better than using personal or business credit cards
  • Keep important programs running until other funds come in
  • Grow your nonprofit by making an investment
  • Use instead of a board, donor, or nonprofit loans
  • Great while waiting for nonprofit grants and fundraising
  • An excellent cash backup plan to reduce stress

Quick Line of Credit Quote

No Executive Director or Board Member Ever Regretted Having a Nonprofit Credit Line.

4 Easy Steps to Apply

4 Easy Steps to having a great Nonprofit line of credit.

Trusted by Nonprofits throughout the United States

Why do thousands of small nonprofits organizations work with Financing Solutions? Because Financing Solutions is the leading provider of nonprofit financing in the United States to small nonprofits, and we are a direct funder. We know how hard it has been in the past to get bank loans for nonprofits. We look at many parts of your nonprofit organization, so we can say “YES” to an unsecured nonprofit line of credit where others would say “NO”…And we don’t waste your time. At Financing Solutions, we believe that every nonprofit organization needs a nonprofit credit line, and now it is easier than ever to have one.



Leading Direct Lender to Nonprofits Nationally

The Time to Get a Business Line of Credit is When You Don’t Need It

Costs Nothing to Set Up

No costs to set up or keep in place. Payoff Line whenever you are ready.

A+ & 5-STAR rating

Reputable company with A+ & 5-STAR rating. Much Easier and Faster than a bank line of credit or bank loan.

Leading provider of Lines of Credit

An unsecured line of credit. Inexpensive to use. Helps manage Nonprofit cash flow.

Great Alternative to a Nonprofit Business Loan

Leading provider in the U.S. of small nonprofit financing, credit lines, and alternatives to nonprofit mortgages.

Easy 2-Minute Online Application

The fastest setup in the industry, 48-72 hours. Line requests wired to your bank in minutes. Secured account portal access 24 x 7.

Same Day, No-obligation Offer Letter

No collateral, personal guarantee, or restrictions required. Credit line renews yearly & easily.

Why an Unsecured Nonprofit Line of Credit
from Financing Solutions?

A Good Backup Plan For Cash Flow & Working Capital

Every nonprofit has ups and downs in cash flow. Our credit line costs ZERO to set up, ZERO when not being used, and is VERY LITTLE when needed. Many nonprofit organizations will get the line of credit in place now, just in case it is needed down the road.

Loans from Board Members

Every Nonprofit Executive Director will tell you that borrowing money from a board member or donor is OK the first time, but asking for it repeatedly can cause friction. Plus, there are serious IRS ramifications if it isn’t done properly.

Missing or Delaying Payroll Is Illegal

Most nonprofit executives are unaware that delaying paying your staff is not only illegal and results in serious fines, but it also causes concerns in your employees. A nonprofit line of credit helps you make payroll and you can pay it back when funds come in.

You Can, and Probably Will, Talk to Our Owners

We don’t make decisions with computer algorithms. The owners of Financing Solutions are involved in every deal, and you will often speak to one of them. That’s good because we really know nonprofits and are straight shooters. Plus, we are flexible if you run into financial issues.

A Super Easy Nonprofit Financing Application Process

We know very well that Executive Directors are busy people. So, we made the process as simple as possible. Fill out the 2-minute online application. Review and sign an offer letter. Send in simple documents like a recent 990 and bank statements. Sign final contract. Get Board Approval. And your Nonprofit line of credit is ready when needed.

What They are Talking About

Trusted by more than 300 customers and some of the biggest brands.

  • We have used our Nonprofit Line of Credit with Financing Solutions for years. We found it impossible to get a business loan for our nonprofit through a bank but FS made it easy.

    Heidi Riden

    Apple Tree Kids

  • Our FS Nonprofit Line of Credit has saved us many times helping us bridge the gap between our reimbursements, expenses, and operating grants. We were ecstatic to find FS because bank loans for nonprofits require collateral and personal guarantees while Financing Solutions does not.

    Dr. Bill Anderson

    Executive Director

  • The service that I get at Financing Solutions is amazing. I can’t say enough about how impressed I am with them. Our line of credit for our nonprofit has been a god send.

    Lakisha Stiggers

    Little Debbies Second Chance

  • We used to sweat out cash flow issues but we use our nonprofit line of credit now. It has completely reduced the stress in our office

    Lisa Conlan Lewis


Why Choose Financing Solutions?

Financing Solutions began operations in 2012 and has since grown to be one of the top direct financing companies in the U.S. providing small business lines of credit and nonprofit lines of credit that are easy, fast, and inexpensive. We require no collateral or personal guarantees. We are very proud of our 5-star reviews and an A+ rating from the Better Business Bureau/Google Reviews.

We understand small businesses and nonprofits

We are not from the traditional banking or wall street crowd having built business ourselves. We know how hard it is to be approved for a traditional bank loan. We are a leading provider of lines of credit to nonprofits, small businesses, churches, and Fedex ISP‘s in the United States.

A+ company you can trust

We have an “A+” rating from the Better Business Bureau and our reviews are 5 stars on Google reviews. Unlike our competitors, there are real people you will talk to. Our small business line of credit is easy to access at any time.

A fast & easy process

With no paperwork to fill out, we can give you a good idea if you will be approved for a business line of credit. If you want to move forward, the remaining process is fast & easy only requiring a few, simple-to-get, business cash flow documents.

Forgiving approval standards

We approve many businesses, nonprofits, churches and Fedex ISP’s who thought they would never be able to get a business line of credit because we look at your organization from many angles.

Quick Line of Credit Quote

You Will Not Find a Simpler or Faster Business Line of Credit Application.
Apply today to see what you qualify for.

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Our latest Blog and Articles

People often have many questions about Nonprofit lines of credit.
Check out the answers to five frequently asked

A Nonprofit Line of Credit is Your Cash
Backup Plan
for When Bills Have to be Paid

Financing Solutions donates 10% of its profits to nonprofit organizations

Financing Solutions donates 10% of its profits to nonprofit organizations.