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Business Financing, Forecasting & Accounting Articles & Information

Affordable Payroll Financing Options When Cash Flow is Down

payroll financing

A decade ago, payroll financing and payroll funding weren’t even a known business term and now the name is synonymous with many business loan categories. Payroll financing and payroll funding is basically a business loan that really can be used for anything the business owner likes including, but not limited to, meeting payroll when a […]

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Small Business Cash Flow Management (Video)

small business cash flow management

Most small business owners only focus on cash flow when they’re in trouble, and can’t make payroll or pay an important bill. If the sudden coronavirus pandemic and ensuing economic crises taught us anything, it’s how crucial small business cash flow management is to a business’s survival. Even companies as large as the Denny’s restaurant […]

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Understanding Business Lines of Credit & Requirements From a Bank

business line of credit

If you are reading this, you are probably considering getting a small business line of credit, or are interested in financing options for your business expenses. On the other hand, maybe you are just a person who is generally curious if you will qualify for a business line of credit or business credit card. Maybe […]

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What to Do if You Can’t Pay Your Business Taxes

As a business owner, having to pay state and federal income taxes annually can pose as threat. If your business isn’t doing so well, and cashflow is down, coming up with money for your tax return can be overwhelming. If you find yourself in this situation, do not panic. There are specific tips and steps […]

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Why It’s Harder Getting Approved for a Business Loan During a Recession

Getting Approved for a Business Loan During a Recession

Every day I get calls from business owners looking to get a business loan or a business line of credit. Sometimes they move forward with getting it in place with my company and other times they decide to shop around. In so many of these cases, the business owners haven’t ever applied with a bank […]

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What is Collateral As It Relates to Business Loans

Collateral For Business Loans 

Collateral For Business Loans For small business owners, getting your hands on a business loan can be tricky. Working and negotiating with lenders can also be difficult without knowing where to start. When it comes to business financing and securing a loan, it is crucial to be aware of collateral and having sufficient funds for […]

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What Does Personal Guarantee Mean for a Business Loan?

Personal Guarantee Mean for a Business Loan

If you are looking to get your hands on a business loan for either a startup or a current business, you may have heard the term personal guarantee before. This article will help clarify what a personal guarantee is, along with some of the pros and cons associated with it. What Is a Personal Guarantee? […]

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Can a HELOC, Home Equity Line of Credit, Be Used for a Business

Home equity line of credit

It might be for a new business startup or to get working capital for an existing business, but using a HELOC (home equity line of credit) has traditionally been a key financing tool for many small business owners. Over the years the rules to qualify for a home equity loan have changed and so has […]

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What To Look For In a Small Business Line of Credit

Small Business Line of Credit

Every small business owner that has been in business long enough will eventually run into a cash flow issue requiring a small business line of credit. Just like running a business is learned over time, learning what a bank or alternative lender will look for to approve your small business line of credit will also […]

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