Use your Line of Credit whenever needed

Take advantage of new opportunities

Grow your business

Use for emergencies

A Line of Credit gives you piece of mind

Only charged when you use the line

No set up or yearly fees

    Up to $150,000, inexpensive

Easy to Apply For

Approval in 24-48 hours

No collateral or restrictions

Very little paperwork needed

Quick Line of Credit Quote

A Line of Credit is a Business’ Lifeline

I have a Line of Credit from Financing Solutions that I can always turn to when cash flow is down.

Jack Jacoby

Jack Jacoby
Staffing Company

It was so much easier getting approved from Financing Solutions for a Line of Credit than it ever was from my Bank.

Jennifer McHale

Jennifer McHale

We are able to use both our Factor and Financing Solutions Line of Credit to finance our company.

Frank Burns

Frank Burns
Manufacturing Company

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    We understand your business

    Even though we are a direct financing company, we have built small businesses ourselves and we are not from the traditional banking or wall street crowd, so we understand small businesses like no one else.

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    A+ company you can trust

    We have an “A+” rating from the Better Business Bureau and believe strongly in treating you professionally and with respect. You can trust us when you need help.

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    A fast & easy process

    With no paperwork to fill out, we can give you a good idea if you will be approved for financing within minutes and then if you want to move forward, the remaining process is fast & simple. 

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    Forgiving approval standards

    We approve many businesses who thought they would never be able to get financing or a Line of Credit because we listen and we look at parts of your business that others don’t to get you an “approved” answer.

Has there ever been a time in your company history when you were short on cash?
Can you ever imagine a time when you could see a hiccup in cash flow?
Is it possible that your cash reserves might outstrip your cash reserves?

That is exactly why a line of credit is so powerful and the best place to get one is Financing Solutions.

Financing Solutions was one of the first alternative financing companies to recognize that what small businesses and nonprofit organizations want and really need is a line of credit. A line of credit is fast access to cash when you need it. It is like a drawer full of money, up to $150,000, that the business owner or executive director knows they can use for their organization because the cash is already there and approved to use at any time for any reason.

The line of credit product from Financing Solutions is easy to get in place and will stay open for 12 months. Yearly renewals are available thereafter. You apply online by answering a few questions and, based on your responses, we will send out an offer letter in writing. Our line of credit costs nothing to get in place and you are only charged when you actually use the line, making it the perfect solution for short term or emergency situations.

Unlike a commercial bank, which only recognizes credit scores and collateral when making a decision, we will consider all areas of your business when assessing and then approving you for a line of credit. One of the biggest differences between a line of credit from us verses a bank is that a bank will always want collateral. This collateral could be your house, stocks, commercial real estate or other sellable assets. A line of credit from Financing Solutions is always unsecured (except in the cases of fraud). Therefore, our assessment is based on how you will be able to pay back your line and whether we can trust that you will. So we also look at your credit, cash flow history and the industry you are in.

Once you sign the offer letter, we will ask for some easy to get, backup documentation like bank statements, a recent tax return and a few other documents we can use to corroborate the information in your application. We will also run a credit check but our requirements are a lot easier than a local or commercial bank. If all checks out, we will send you a final contract and your line will be in place. You will get access to a customer portal so you can request funds. Whenever you visit your customer portal, call or email us to request funds, the money will be delivered to your account within hours. Your line can be paid back at any time.

Anyone who has lived through the great recession of 2008 and the subsequent growth years understands that access to capital is one of the most important things a business owner can have. Getting a line of credit from Financing Solutions is one of the smartest business decisions a business owner can make because it’s a good backup plan. When you do need or want to use it, you will be glad you made the decision to get it in place.

Interested in seeing how much you qualify for? Click below and fill out our two-minute application to get a no obligation written quote.


Nonprofit organizations