A Line of Credit... Just in Case


A cash advance for any use

Improve Business

Pay an Unexpected Bill

Make Payroll

Consolidate Loans

A business owner’s time is valuable

No Paperwork

Same Day Decision

Funds In 24 Hours

Flexible Credit Standards

The repayment schedule is flexible

Small Payments

No Hassles

No Early Payment Penalty

We Listen

Quick Line of Credit Quote

  • Thousands of organizations are already PRE-APPROVED!
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Payroll Financing, an alternative to the business bank loan

Thanks to PFS I paid my hard working employees on time and business has never been better.

Jack Jacoby

Jack Jacoby
Staffing Company

Thanks to PFS Debt restructuring program, I was able to lower my other loan payments.

Jennifer McHale

Jennifer McHale
Cupcake Retail

We got a cash advance from PFS that helped us pay an unexpected bill quickly.

Frank Burns

Frank Burns
Manufacturing Company

Payroll Financing Solutions is the first

Payroll Financing Solutions is the first company in the United States to provide funding for small businesses specifically geared to helping the business owner make payroll. Payroll Financing Solutions was started by 2 serial business owners who have built several small businesses and know exactly what it is like to ensure you pay your employees. Not only can not paying your employees greatly effect moral but it could also lead to lawsuits against your company from the IRS or state government.

 Payroll Financing is easier then you think

With Payroll Financing Solutions it will all start with an initial phone call with one of the managing partners and within that first call you will know if you are going to get approved for the funding. Payroll Financing Solutions will then ask for some additional backup documentation that will be painless to come up so that we can verify what you have told us on the phone. If that information matches up then the funds will be wired to your account.

Does Payroll Financing Solutions require collateral

Payroll Financing Solutions is a spot funding or spot Factoring company. They will take a security interest in some of your receivables to match the amount of funding you require. You are then paying off a small amount of that financing in a daily ACH until the financing is paid off. If you do not live up to your end of the deal by making your daily payments then Payroll Financing has the right to call your clients to ask for the money to be paid directly to Payroll Financing.


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    We understand small businesses

    We have built small businesses ourselves and we are not from the traditional banking or wall street crowd.

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    A company you can trust

    We have an “A” rating from the Better Business Bureau and believe strongly in treating you professionally and with respect.

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    A fast & easy process

    With no paperwork to fill out, we can give you a good idea if you will be approved within minutes.

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    Forgiving lending standards

    We approve many businesses who thought they would never be approved because we listen.