They say that all great things are really simple. However, as a small business owner, sometimes it’s the little things that matter, such as how to find a simple application for a business loan.
In the average day of a small business, everything happens fast. That’s why you can’t waste time filling out endless paperwork. Finding a simple application for a business loan is just one way to save time.
Is it Possible to Find a Simple Application for a Business Loan?
If you go to a bank, there is no such thing as a simple application for a business loan. Traditional banks have several different entities they must answer to, such as the federal government and shareholders, so they must manage risk very carefully. As a result, it is almost impossible for a small business to qualify for an instant business loan.
Banks have lengthy application forms that could take you days to complete. In addition, they also require numerous documents to support your application, such as tax forms, financial statements and a letter from your accountant. They also want tons of collateral and a stellar credit history, which many small businesses just don’t have.
Is a Simple Application for a Business Loan the Only Way to Get Business Funding?
Thankfully, you do have other options for business funding, other than a simple application for a business loan from a bank. The best choice is a cash advance company, like Financing Solutions (www.fundmypayroll.com).
With Financing Solutions, all it takes to apply is a 15 minute phone call. Once you have answered a few questions and provided corroborating information, you can receive an answer on your application in a couple of hours.
After you have been approved, the money will be wired into your account in less than 48 hours. It’s that simple.
More than 90 percent of businesses that apply for funding from Financing Solutions are approved. Best of all, there is no long term commitment. You can repay the money in a few weeks or months, when your cash flow situation has improved.
Simple Budget Tips for Your Small Business
Let’s face it, no one really likes budgets. It would be way more fun to just buy what you want and worry about the consequences later. Nevertheless, living by a smart, simple budget can help you manage your business and stay focused on your goals.
It can be difficult to follow a budget. Emergencies and unexpected events can quickly throw you off track. This can be overcome if you make your budget a living, fluid document, not just something that confines or controls you. It should be updated regularly to adjust for situations such as cash flow issues and supply chain changes.
By closely monitoring your budget each month, you will eventually be better able to anticipate slow periods, inventory needs and profits. This makes it less likely that you will miss payroll or get caught off guard for items like paying business taxes. There are numerous templates that you can find online to help you create a simple budget plan that is right for your business.
Another way to make your budget work for you is to contact Financing Solutions. They offer the best option for obtaining fast business funding, plain and simple.
