APPROVED in hours requiring very little of your time.
Every business owner knows that there are ups and downs in a business’ cash flow and that a line of credit or a loan from a bank is a required tool to handle unexpected expenses or opportunities. Small businesses are no longer turning to banks or credit cards anymore due to the expense, rejections, complexity and poor turnaround times. Small business are now using Financing Solutions, an A+ rated Better Business Bureau company, for a small Business Lines of Credit, Cash Advance or Debt Restructuring. Financing Solutions offer quick answers (within hours), low fees and a more flexible approval process.
How Financing Solutions started
The owners of Financing Solution have combined to build several successful small businesses so we know about the ups and downs of running a small business. Financing Solutions is a company that provides quick small business financing specifically designed to help companies during a time of crisis when they need money to meet their payroll, for working capital or for whatever you need to grow your businesses.
Typically, we can provide you an answer the same day and we look at parts of your business that banks or factors would never consider in the approval process.
Is it hard to get Approved?
Financing Solutions requires at least $150,000 a year in sales.
A great place to start is to fill out our simple, 2 minute application, so we can understand your business. After reviewing, we will be able to give you an approval answer and we will not pull your credit until you give us permission. If your application has been approved, we then ask for a few simple easy to produce documents for your file. All terms and conditions for Financing Solutions will be communicated clearly and the money will be wired to your account when asked. We are often able to accommodate companies who need funding of $5,000-$150,000 in 48 hours or less.
Lastly, we do not require personal guarantees (other than those needed for fraud prevention) that would affect your credit score, nor does our funding effect any other financing that you may already have in place from a factor, cash advancement company or bank.
Easy, Fast and Quick Funding
Anyone who has worked with a small business knows that the business owner is super busy and their time is valuable. As a business owner, you are the business. Business owners just don’t have the time or patience to wait months or even weeks for a bank to get funding in place. In addition, business owners want quick funding without having to do a ton of work.
Same Day Answer
Financing Solutions started because our owners knew exactly what it was like to deal with commercial or local banks. They have built several businesses over the last 20+ years themselves. They understand the time constraints of the small business ownership. Therefore, when you fill out the 10 questions on our online application we will give you a quick funding answer the same day. If you decide to move forward with your line of credit, cash advance or debt restructuring then you will only need to send a few simple, easy to obtain documents to back up your application and you will be ready to go. Your funding will be in place in 24-72 hours. We know this seems hard to believe because you are accustomed to dealing with banks that continue to be stuck in the dark ages. Banks make you wait weeks or even months and the answer is usually rejected. The truth of the matter is that most banks simply don’t want to work with small businesses.
We understand Small Business Ownership
Business owners like working with Financing Solutions because we understand the importance of getting small business financing quickly, so you can get back to work. Our knowledge about and empathy for business ownership is in everything we do. Everyone you will encounter at Financing Solutions has either been small business owners themselves or has worked for small businesses.
We have been told by our clients that the top 4 reasons they selected us were:
- Our easy and quick funding approval process
- Our understanding of small businesses
- Our flexibility and honest communication
- Our inexpensive and well-designed funding products for small businesses
History of Alternative Financing
The alternative financing industry began during the recession of 2007 for two key reasons. The first reason was that many businesses couldn’t get their financing approved by banks or even worse, their lines were pulled. The second reason was that the United States went into a major recession making commercial banks pull back on lending. (it seems that every 10 years a recession has affected small business lending)
Banks have been around for hundreds of years, but it was finally time for an alternative. The 2007 recession and new technologies led to the creation of private companies that could make faster approval decisions based on other business information. These alternative financing companies didn’t require collateral to back up your financing like a bank would because they didn’t have to answer to government regulators. Financing Solutions began operations in 2012 and quickly became one of the leading alternative financing companies throughout the United States because we look at more than just a balance sheet to approve applications for business funding.
Financing Solutions works with many industries, will look at various parts of your business, and will take character into consideration when making approval decisions. We know that every business has its ups and downs so if you had a hiccup or two, Financing Solutions will take that all into consideration. We will also want to really hear from you about your business and you will notice in the questions we ask that we really understand small businesses and nonprofit organizations.
What we are concerned with is whether you have the ability and determination to pay back your financing. What we have learned over the years is that business owners will work really hard to survive and they know that having and keeping their financing in place is critical to growth and survival. If there are times when a customer of ours is having an issue in their business, we are flexible to always work out a solution.