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Payroll Financing Solutions Lends to Women Owned Business Consistently


If your business has been around for more than three years and you are women owned, Financing Solutions (www.payrollfinancingsolutions.com) has proven to consistently fund money to you. The reason, according to Managing Partner Stephen Halasnik, “we have found that women pay their bills. It really is that plain and simple. It doesn’t mean that if you are female and you own a business that our approval is automatic but if you have a profitable business that has been around for a while and there are no reasons why that will not continue, you have a great chance of getting funds from us. Unlike a bank we are funding our own money and we have found that women owned firms are good bets”.

Unlike secured loans through banks or factors, Financing Solutions funds are typically used for a short term basis of 6 months or less and is never used for startup businesses. Typically the owners have something that has caught them by surprise like a large increase in insurance, a delay in one of their largest client’s payments, a huge increase in sales, a need to bring on additional staff to fulfill a contract, or millions of other good reasons. If the reason makes sense and can be backed up with documentation, then there is a good chance that Financing Solutions will fund your business of between $5,000 to $75,000.

Mr. Halasnik continued, “we know that in any good businesses there are things that happen which require a small business fund at times. Most of the businesses we fund are what is called quality of life businesses. The owners make a nice enough living to run the business but they’re not super rich and the business often got to where it is based on funding thru existing cash flow instead of thru a bank. In the long run, it doesn’t always make sense for the owner to have a line of credit with a bank and to be charged the maintenance fee to keep it open or for the required yearly reviewed financials from their CPA. There are cases were the companies we fund do have an existing line of credit with the bank or they are using a factor but still need our funds for a unique reason.”


Mr.  Halasnik continued, “We will basically interview the owner for about 20 minutes and listen closely to what their story is. We then will make a decision on the spot about the fund approval, we then issue an offer letter spelling out the details of the fund/payment plan, and then we ask for back up documentation to support what we heard in the interview. This usually happens in 24-48 hours or less with the funds being wired during that time frame. The number one comment we get from owners is that the process, unlike a bank, is painless and that it allows them to get back to their business“.

Financing Solutions (www.fundmypayroll.com) is owned by two Managing Partners, Keith Giovannoli and Stephen Halasnik. Each have built several businesses over the last 18 years and understand borrowing from the business owners and lenders stand point.


Financing Solutions (www.payrollfinancingsolutions.com) provides fast business funds of $5,000-$100,000 to good small businesses with sales of $500,000-$7 million that can be used for working capital.

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