One month, your nonprofit business could be riding high, with donations rolling in and successful programs that attract many new members. The next month can be completely different, as you wonder how you will pay your bills and make payroll. Thankfully, Financing Solutions now offers a line of credit for nonprofits that is great for uneven cash flow.What You Need to Know about a Line of Credit for Nonprofits from Financing Solutions

Every nonprofit is different but all are susceptible to cash flow problems. A line of credit (LOC) for nonprofits may be just what’s needed to get over those rough patches and back on the path to growth.

Nonprofits and Debt

Just like any other business, nonprofit organizations still have to manage expenses, personnel and facilities. As a result, they may sometimes need to take advantage of nonprofit loans.

Using nonprofit organization loans wisely can mean the difference between fulfilling their mission and falling short of goals. This requires careful planning for how the money will be spent and having a clear vision of how the funding will be repaid.

Without the ability to borrow, a nonprofit could be at the mercy of government and 501c3 grants and loans schedules or be forced to rely heavily on the inherently unstable nature of donations. They might also have to delay or cancel programs or miss out on opportunities for growth.

What You Need to Know about a Line of Credit for Nonprofits from Financing Solutions

All nonprofits experience issues with cash flow. They often get paid after services are performed so they incur the expenses but then have to wait to getting their nonprofit business funding.

Financing Solutions ( provides a line of credit to nonprofits that is in place yearly, costing the nonprofit nothing until you use it. The LOC offers a funding resource for the nonprofit to draw against and then pay it back when they have the money. This allows them to meet important expenses like payroll, insurance, etc. and ensure that these bills are paid on time.

With help from Financing Solutions, you can get a $5,000 to $150,000 line of credit. To qualify, you must have at least $500,000 in yearly revenue and a credit score of 650 or better. The LOC is very cost effective and provides an ideal way to handle uneven cash flow. You can get started now by visiting

The Best Solutions to Grow Your Nonprofit Business

Many people try to offer good advice to nonprofits, but these ideas turn out to be impractical because of the cost to implement, time constraints or regulatory concerns. What not for profit organizations need are simple, expeditious answers on ways to grow their business.

One area to consider is growing the online fundraising efforts. Studies have shown that more than 75 percent of adults spend time online. When they do, they are often on social media. Therefore, that is where nonprofits need to be, too. Having an organization page on platforms like Facebook and LinkedIn will help to drive partnerships. Also, it cultivates existing donors, and find skilled volunteers and employees.

Leadership training can also be beneficial. You can find new tools and resources all the time and it’s vital to keep up with nonprofit trends. Training and education sessions for directors, board members and staff are crucial. They can help with areas such as marketing techniques, creating transparent practices and maximizing efficiency.

Of course, the first move should be to contact Financing Solutions for a line of credit. They will provide the not for profit funding necessary to strengthen an organization’s sustainability.

If your nonprofit would like a line of credit that you can use when cash flow is down please visit to learn more, to apply and to receive a written offer.  A Line of Credit for your nonprofit costs zero to set up and zero until you use it. This makes it an excellent backup plan.