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Business Financing, Forecasting & Accounting Articles & Information

Can a HELOC, Home Equity Line of Credit, Be Used for a Business

Home equity line of credit

It might be for a new business startup or to get working capital for an existing business, but using a HELOC (home equity line of credit) has traditionally been a key financing tool for many small business owners. Over the years the rules to qualify for a home equity loan have changed and so has […]

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What To Look For In a Small Business Line of Credit

Small Business Line of Credit

Every small business owner that has been in business long enough will eventually run into a cash flow issue requiring a small business line of credit. Just like running a business is learned over time, learning what a bank or alternative lender will look for to approve your small business line of credit will also […]


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Unsecured Business Loan: Everything You Need to Know

unsecured business loan

Getting an unsecured business loan has always been the holy grail of building a business. Over the last few years, unsecured business loans have become much more common but it isn’t traditional banks that have led the way but other alternative lenders. If you are looking to a traditional bank for an unsecured business loan […]


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11 Keys About Business Loan Requirements Lenders Will Look For

business loan requirements

Very often building a business is auto-didactic (self-taught). Along those lines of thinking, so is understanding the small business loan requirements of all business financing institutions.  Knowing what they will likely ask in the approval process of a small business loan or a business line of credit will be important. At each step of the […]


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16 Critical Lessons About a Working Capital Line of Credit

working capital loan

Almost every small business owner wants a working capital line of credit and if you don’t now, you likely will. You haven’t been challenged as a business owner if you haven’t had a cash flow problem which has lead to potentially missing payroll or another business emergency. In this article, we are going to cover […]

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Working Capital Demand Loans: Flexibility When You Need It

Instant business line of credit

Between a line of credit and a loan, there exists a particular kind of credit vehicle known as a working capital demand loan. Combining aspects of both credit lines and loans, this method of financing utilizes the strengths of each to deliver a flexible and low-cost way for businesses to fund working capital requirements during temporary periods of low revenue or unexpected shortfalls in their working capital accounts.

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Business Credit: The Difference Between Efficiency and Headaches

Business Credit

Business credit can be the difference between a smoothly-run operation and a waking nightmare. Contrary to the naysayers, credit is, in fact, a powerful tool necessary for the proper operations of most small and medium-sized businesses. It allows for the prompt payment of bills and expenses, helps deal with emergent and unexpected situations, and generally makes one’s financial life significantly easier.

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